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FDIC Insured Savings
4.76% APY
$25 million of FDIC coverage
Effective as of August 7, 2023
Rate above earned on the first $1 million of deposits
Deposits over $1 million will earn a blended rate
Current yield and maximum deposit insurance coverage may be lower or higher than what is stated due to changes in market or business conditions. Please call for the most current yield and maximum deposit insurance coverage as they may have changed since the effective date. The Annual Percentage Yield (APY) paid by program banks is subject to change at any time at the program banks’ discretion. Liquidity is ordinarily available on a next business day basis. Same day purchase credit and next day liquidity redemptions are subject to a 3:00 PM ET cut-off. The FICA Program is administered by StoneCastle Network, LLC. Please carefully read the current FICA Program Terms and Conditions for more complete information and the governing terms of the account (including liquidity, fees, terms, etc.) which can be found at alphatrust.advisor.cash.
FDIC Insured CDs
12mo - 5.50% APY
$250,000 of FDIC coverage
Effective as of August 7, 2023
Interest paid at maturity
May be called early by the issuing institution
CDs offered by AlphaTrust Advisors are bank-issued and FDIC-insured up to $250,000 (principal and interest accrued but not yet paid) per depositor, per insured depository institution, for each ownership category. Please visit fdic.gov or contact us for more information. Subject to availability and price change. CDs are subject to interest rate risk such that when interest rates rise, the prices of CDs can decrease. If CDs are sold prior to maturity, the investor can lose principal value. FDIC insurance does not cover losses in market value. Early withdrawal may not be permitted. Yields quoted are net of all commissions. CDs require distribution of interest and do not allow interest to compound. CDs offered through Cambridge Investment Research, Inc. and are issued by banks and thrifts nationwide. All CDs sold are registered with the Depository Trust Company (DTC).